Critical Illness PlanĬritical illness is a health-related medical condition of a severe nature. These health plans cover the medical needs of senior citizens. You can choose an umbrella plan which includes you and your spouse (if you fall in the senior citizen category), or you can buy individual senior citizen health plans. It is thus better to choose a Senior Citizen Health Insurance Plan to put a cover on your finances. In case you go through medical treatment, you have to pay substantial medical bills from your pocket, which is quite painful, especially when you don't have a regular source of income. Senior Citizen Health PlanĪs you grow older, there are more chances of getting sick. The total health cover or Sum Assured can be shared between the multiple insureds within a single policy year. At one time, more than one member of your family can also avail of the advantages of this health insurance plan subject to the maximum limit. Under this Health Insurance Plan, your whole family, including spouse, parents, kids, and some plans also allow parents-in-law who can be included as insureds under one policy and claim against hospitalization or medical benefits as per policy contract. If you want to cover your entire family's medical expenses, you can go for a Family Floater Health Plan. Such policies are also known as Mediclaim Policy. You only need to ensure that you are not under-covered and opt for the right insurance cover under an individual health policy. This health insurance provides cover against in-patient hospitalization expenses, pre & post-hospitalization expenses, and daycare procedures. It is a preferred health insurance plan when you are unmarried or the only earning member of your family. This kind of health insurance plan is designed to provide medical cover for an individual. There are different types of health plans you can choose from depending on you and your family's health needs. What kinds of Health Plans can I opt from?Ĭhoose the best Health Insurance Policy in India and lessen your financial risks from unforeseen health problems.
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